Virtual Cards

7.1 Card Issuance

Virtual USD cards are issued through our partner, Sudo Africa, and are subject to Sudo Africa's terms and conditions in addition to these Terms. Each virtual card is typically assigned to a specific subscription. We reserve the right to limit the number of virtual cards per Account.

7.2 Card Usage

Virtual cards issued through the Service are intended for online subscription payments and related transactions. You agree that:

• Virtual cards may only be used for lawful purposes;
• Virtual cards may be declined by certain merchants at their discretion, and we have no control over merchant acceptance;
• Transaction authorisation is subject to card network rules, merchant requirements, and available card balance;
• Virtual cards are non-transferable and may only be used by the Account holder; and
• We may freeze or terminate a virtual card at any time if we suspect fraudulent or unauthorised activity.

7.3 Card Transaction Failures

Virtual card transactions may fail due to reasons beyond our control, including but not limited to: merchant-side processing errors, card network outages, incorrect merchant configurations, currency restrictions, or fraud prevention measures implemented by the card network or merchant. We will make reasonable efforts to inform you of failed transactions but accept no liability for losses arising from such failures.

7.4 Card Termination

We or our card-issuing partner may revoke, suspend, or terminate any virtual card at any time for security, regulatory, or operational reasons. Any remaining balance on a terminated card will be returned to your USD Wallet, subject to any applicable holds or deductions.