50+ subscriptions & bills

The recurring money app for Nigerians.

Subsecute runs every subscription you have. Funds them. Tracks them. Shares them. Gifts them. Cancels them. So you don't have to.

Subsecute app home screen showing a naira wallet balance, four active subscriptions, average monthly spend, a gift link banner, and two renewals needing attention
Netflix
Spotify
DSTV
ChatGPT
MTN
GOtv
Claude
YouTube
EKEDC
Airtel
Figma
Prime Video
WHAT IS SUBSECUTE?

One card per subscription. One app for every bill in Nigeria. One dashboard for all of it.

The best subscription is one you never think about.

Everything recurring, in one place. See what's due, get reminded before it charges, and know exactly where your money goes each month. Fund Mum's power, gift a friend some Netflix, or cancel anything in one tap.

One card per subscription

Each subscription gets its own virtual USD card. Cancel one without touching the rest.

Auto-pay your bills

Airtime, data, power, cable. Set it once, it renews every month.

Auto-funded before renewal

We charge your saved card or direct debit ahead of the date, so the money is on the card before the merchant asks.

0 minTo set up your first payment
0+Providers supported
0 tapTo cancel anything
AnyoneYou can pay for, not just yourself
11:05
ExpensesThis year
₦115,23938 items
  • OpenAI24%₦27,221
  • Leslie Power Monthly17%₦20,000
  • Esele's Twitch12%₦13,520
  • Twitch8%₦9,715
  • Leslie's Netflix8%₦9,143
  • Anthropic8%₦9,000
  • Kene's Claude6%₦6,997
  • Leslie's Claude sub5%₦5,715
WHAT YOU GET

Virtual USD cards auto prefunded and automatic bill pay, in one app.

Figma
Figma5 days left
$10
Active
Chat GPT Plus
Chat GPT Plus17 days left
$10
Active
Netflix
Netflix17 days left
$10
Paused
Claude Pro
Claude Pro9 days left
$20
Active
DSTV Premium
DSTV Premium5 days left
₦44,500
Active
MTN Data 10GB
MTN Data 10GB17 days left
₦4,500
Active
GOtv Max
GOtv Max17 days left
₦4,850
Paused
EKEDC Power
EKEDC Power9 days left
₦20,000
Active
Twitch Turbo
Twitch Turbo12 days left
$11
Active
Kick
Kick8 days left
$5
Active
01
MANAGE

Every payment in one dashboard.

Netflix, Spotify, DSTV, airtime, power, see what's active, what's due, and what you've spent.

$0/m3 Subscriptions
02
STATS

Full visibility into what you spend

Per-sub breakdowns, trends, and history so nothing ever catches you off guard.

Netflix
Netflix$18.00 Insufficient funds on sub
Due tomorrow
Sub auto-funds before it renews
Spotify
Spotify$18.00 Sufficient funds on sub.
in 4 days
03
REMINDERS

Custom reminders.

Choose how far in advance you get notified; 1 day, 3 days, or 7. Per subscription.

FOR FAMILY & TEAMS

Pay bills for the people you care about.

Add family members or teammates to a plan. Set up their airtime, data, DSTV, and power. Everything renews automatically. You see every payment, they just enjoy the service.

  • Add anyone including family, friends, or your team
  • Set their bills and schedules from your account
  • Track every bill spend across members
C
Chinazor Otu
C
Chisom Eze
K
Kenechukwu Varis
All charges flow to the plan owner ✓
GIFTING

Let anyone fund your bills.

Share your gift link with family, friends, or anyone. They pick which bills to help with, choose how many months, and pay securely. The bills are auto paid and cards prefunded.

Your gift link:gift.subsecute.com/amara
1Share your unique gift link
2They choose which bills to fund
3They pay securely in one checkout
4Bills get paid, cards get funded
Amara's avatar
Fund @amara's
subscriptions

Choose what you'd like to help with, pick how many months, and checkout securely.

1Pick items
2Choose months
3Pay once
Claude

Amara's Claude s...

Subscription

₦5,772.55 / month

MTN

Mtn - AIRTIME

Bill Payment

₦300 / month

Powered by Subsecute

HOW IT WORKS

Automate your subscriptions and bills in 5 minutes

Set it up once. Subsecute handles every renewal from there: funding, reminders, the whole thing!

01

Download & sign up

Create your account and add a card or direct debit. Ready in under 5 minutes.

02

Add your subscriptions and bills

Add Netflix, Spotify, or any subscription. Set up recurring airtime, data, power, and cable payments.

03

We handle the rest

Each subscription gets a virtual USD card, funded from your payment method before it renews. Bills pay on schedule.

04

Cancel anything, anytime

Freeze or kill any subscription with one tap. Pause a bill. You're always in control.

On WhatsApp

Your subscriptions, on the app you never close.

Renewals reach you where you already are, with a button to keep it or kill it. Then just talk. Subsecute reads your account and answers in plain English.

Reading your messages…

Answers come from your own account. Nothing here is typed in advance by us.

21:40
Subsecute

  • Text it like a person

    No menus, no keywords, no app to open. Say it the way you would say it to anybody.

  • Answers off your real account

    Live dates and live amounts. If it does not know something, it tells you instead of guessing.

  • Your thumb, not its own

    It can line a cancellation up for you. Only your tap actually goes through with it.

Sent through the WhatsApp Business Platform. WhatsApp is a trademark of Meta Platforms, Inc.

Coming soon to iOS & Android

Get early access — for you, your family, or both.

Join the waitlist. We'll let you know when Subsecute is ready.

FAQ

Questions about Subsecute

Everything you need to know about Subsecute

Subsecute is a recurring payment automation app built for Nigerians. It gives you a unique virtual USD card for each subscription (Netflix, Spotify, ChatGPT, Figma, etc.) and auto-pays your bills including airtime, data, power, and cable, all from one app.

Yes. Set up recurring payments for airtime, data bundles, power, and cable TV (DSTV, GOtv). Pick the amount and schedule, and Subsecute handles it automatically every month.

Yes. Create a plan, add family members, and let them set up their airtime, data, and cable to renew automatically. You see every payment in your dashboard. No more sending money and hoping it gets used right.

Before each renewal, Subsecute charges your saved card or direct debit in Naira and handles the conversion at competitive rates. That subscription's own USD virtual card is topped up ahead of the renewal date, so the money is there before the merchant asks for it.

Yes. Subsecute operates in compliance with Nigerian financial regulations through partnerships with CBN-licensed entities. Your funds are held securely, and each virtual card is isolated per subscription so a compromise on one service cannot affect others.

Unlike general-purpose dollar cards, Subsecute is purpose-built for recurring payments. Each subscription gets its own dedicated card, auto-funded before renewal, with reminders and spend tracking. Plus, Subsecute also handles local bill payments — airtime, data, power, and cable — so everything recurring lives in one place.

Yes. Subsecute lets you create plans where you invite family members or teammates. Each person picks their subscriptions, and all charges flow back to the plan owner.

Subsecute works with 50+ providers including Netflix, Spotify, Apple Music, YouTube Premium, ChatGPT Plus, Figma, Canva, Adobe Creative Cloud, Amazon Prime, and more. For bills, you can automate airtime, data, power (prepaid and postpaid), and cable TV (DSTV, GOtv).

Under 5 minutes. Download the app, sign up, link your debit card, add your subscriptions and bills, and everything starts running on autopilot.

Subsecute creates a dedicated virtual USD card for your Claude subscription and funds it from your saved card or direct debit before each renewal. Add Claude as a subscription and it runs itself — no manual transfers, no charge landing on your naira card at the worst moment.